Ricky Patterson, Independent Bank rpatterson@independent-bank.com Office: (903) 429-9400 Cell: (903) 815-8660 www.independent-bank.com/ Ricky Patterson has been in the banking industry in the North Texas area for over 30 years and is with Independent Bank in Collinsville, Texas. Independent Bank takes great pride in the ability to customize their lending products to match the need of individual borrowers. They specialize in properties that do not conform to the secondary market underwriting standards, such as rural acreage, horse properties and ranches. Rural acreages, improved and unimproved, as well as interim construction loans have long been their most sought-after source for lending. Independent Bank's lending limit to any one borrower currently exceeds $5,000,000. Although Independent Bank offers competitive terms and rates, their real strength is the ability to adapt their lending products to the particular needs of an individual borrower. Call, email or stop by their Collinsville branch and let them know how they can help. < Back